Housing Opportunities Commission of Montgomery County


Household composed of one or more persons at least one of whom is 62 years of age or more at the time of initial occupancy.

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A physical, mental, or emotional impairment that is expected to be of long-continued and indefinite duration; substantially impedes his or her ability to live independently; and is of such a nature that ability to live independently could be improved by more suitable housing conditions.

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Accessibility refers to the design of products, devices, services, or environments for people with disabilities. The concept of accessible design ensures both "direct access" (i.e. unassisted) and "indirect access" meaning compatibility with a person's assistive technology (for example, computer screen readers).

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Homeless and Medically Vulnerable

An unaccompanied homeless individual with a disabling condition who has been continuously homeless for a year or more, OR (2) an unaccompanied individual with a disabling condition who has had at least four episodes of homelessness in the past three years.” This definition is adopted by HUD from a federal standard that was arrived upon through collective decision making by a team of federal agencies including HUD, the U.S. Department of Labor, the U.S. Department of Health and Human Services, the U.S. Department of Housing and Urban Development.

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State Partnership

The purpose of the Partnership Rental Housing Program is to expand the supply of affordable housing for low-income households. HOC entered a partnership the Maryland Department of Housing and Community Development to finance projects. This change in the Program is designed to expand affordable housing opportunities for persons with disabilities that are integrated within traditional rental housing developments.

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Housing Programs Acronyms


Housing Choice Voucher Program, formerly known as “Section 8," provides assistance for very low-income households (single or family), the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Participants who receive vouchers search for their own housing, which may include single-family homes, townhouses, and apartments, or even the family's present residence. Housing Choice Voucher assistance is portable anywhere in the United States, including Guam, Puerto Rico, Alaska, Hawaii, and the Virgin Islands. Provided the housing they select meets the requirements of the program, the housing subsidy is paid to the landlord directly by the Housing Opportunities Commission on behalf of the family.

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Project Based Voucher program, another component of HUD’s RAD Program, The project-based voucher program is for people with low income who are willing to live in specific housing units that are offered to them. HOC maintains a contract with the owners of these units and when one of them is available, the property management team will offer it to an applicant who is on the PBV waiting list. This is different from the tenant-based program, because if you accept PBV assistance, you do not get to choose the unit you live in but you are offered eligible for a Tenant Based Voucher after resident in the unit for a one (1) year

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Project Based Rental Assistance (PBRA): As a result of HUD’s Rental Assistance Demonstration (RAD) Program, HOC has access to private funds to rehabilitate units. These units are known as Project Based Rental Assistance units. This program allows HOC to use the additional funding from HUD to complete repairs and renovations that will greatly improve the living conditions of our cluster and multi-family Public Housing building customers. While you do not get to choose the unit you live in, the resident is eligible for a Tenant Based Voucher after residing in the unit for a two (2) year term. Initial contract rents cannot exceed the lower of a) the reasonable rent ( as defined under 24CFR 983.303 b. an amount determined by the PHA not to exceed 110% of the applicable FMR ( or applicable exception payment standard), minus any utility allowance or c. the rent requested by the owner.

o Can be mixed with LIHTC funding

o Contract rents are adjusted annually by HUDs OCAF at each anniversary of the HAP contract

o Tenants already in Public Housing would not be re-screened for purposes of being relocated to another unit during mod rehab.

o Residents can return to a subsidized unit if they are relocated to an unassisted unit once rehab is completed

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The Voucher Program Conversion VPC originated from a large group of scattered-site Public Housing Units that were disposed of through a Section 18 demolition/disposition activity in accordance with the Housing Act of 1937. VPC is the name of the ownership entity which was developed by, and is owned by, HOC and is the legal owner of this portfolio of disposed Public Housing units. The income limits for the VPC units are calculated by using eighty percent (80%) of Area Median Income (AMI) to calculate income limits for VPC Units.

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Rental Assistance Demonstration is a program that gives HOC the ability to convert Public Housing and Moderate Rehabilitation (Mod Rehab) properties to long-term Section 8 rental assisted properties. RAD also gives HOC the opportunity to enter into long-term contracts that facilitate the financing of improvements to these units. Since Section 8 programs also set rents at 30% of income like in public housing, most residents will not have rent increases because of RAD. However, if a resident was paying a flat rent in public housing, the new rent will phased in over a few years.

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Low Income Housing Tax Credit Partnership: The federal government makes tax credits available to fund affordable housing. Investors, usually local businesses, purchase the tax credits, thus lowering their tax burden, and enter into partnership with owners to purchase housing that is rented to moderate to low income households. Rents vary, but are near 30 per cent off customer’s income. HOC manages and owns scattered site units that were funded under the tax credit program. Applicants may apply online at the HOC website through Housing Path.

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Project Based Section 8 (PBS8): HOC also administers a project based section 8 program. This program serves low to very low income households and the subsidy is attached to the unit. Created in 1968 by HUD to provide a rental subsidy to customers of newly constructed or substantially rehabilitated properties. Participating households are required to pay the greater of 10 per cent of their gross annual income or 30 per cent of their adjusted income towards rent. To qualify, a household’s annual income must not exceed the applicable income limit for the area as adjusted by family size.

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HUD provides grants to public housing agencies (PHA) to use within the community to fund a range of activities including building, buying, and/or rehabilitating affordable housing for rent or homeownership. This funding allows the agency to design and implement strategies tailored to the needs of the agency and priorities. HOC uses this funding to rehab and provide rental assistance to low-income families. The income and rent limits for this program change annually and is usually blended with another affordable program such as LIHTC or PBRA. When the HOME program has been blended with another affordable program, HUD mandates that all PHAs must comply with the program that is administered with the most restrictive rules.

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